Where to Find a Good Life Insurance Quote
The subject came up at the dinner table the other night: were Ponzi and I respectively covered for life insurance. It’s been a while since we looked, actually. Haven’t really updated our records (or wills) since… I can’t even remember. I asked my LinkedIn contacts what they thought the best online resources were for getting reliable quote for life insurance rates, just to see if we’re missing out.
Chris, the most reliable would be if you go through the application/underwriting process – application form, blood test, urine test, height/weight etc…plus, they usually require your medical records from your doctor. When they are done with the underwriting process, they will provide you a definitive answer. I assume you are looking for term life insurance? Try these…I have heard good things about them. www.term4sale.com/ or www.insureme.com/ – Good Luck!
I like Consumerist’s list when you search ‘life insurance” there.
Chris, without a full Medical review it is sometimes difficult to know FOR SURE which category you fall into. I always recommend an Independent Insurance Agent in order to get a quote from a variety of providers. Once you decide on the provider you can move forward with the underwriting process. Your lab work may put you into a better category (i.e. super preferred) where you may have been quoted Standard. Make sure you ask if they underwrite for the best possible class regardless of what the agent quoted you. Also I highly recommend Term Insurance in lieu of any other type of insurance. Hope this helps! GoToAssist, you can instantly and easily log into their computer, allowing you to quickly diagnose those pesky errors, or even help them understand how their new program works.
5 Comments
SocioBiblog
June 7th, 2007
at 1:26pm
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June 5th, 2007
at 5:59pm
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Car insurance quote
June 10th, 2007
at 12:14am
Original post: Where to Find a Good Life Insurance Quote by at Google Blog Search: car insurance quote Blog tag: Car insurance quote Technorati tag: Car insurance quote
stalk
June 4th, 2007
at 11:43pm
Life Insurance? How about afforable Health Insurance? Or even better where can I find individual Health Insurance from anyone? If you mark any of the questions on the health form it looks like you are “Denied”. AT least that is my experience. Everyone talks about Health insurance being affordable. What about me? I don’t qualify. And the “State” insurance is a expensive “Life Insurance” Policy.
Andrew
June 5th, 2007
at 6:00am
Chris,
You have car insurance
House insurance
Health insurance
Chances are that they may all be from the same agency (or should be because when you get one, the price on others drop — sort of a volume discount).
I’d check with the agents that cover your house-car-auto etc and see if you can get it from them–maybe even getting a discount on your other policies.
I’d also google term v. equity life insurance (i.e. many people recommend term and you invest the difference in price, rather than a low yield equity (or whatever they call it) type policy).
Also consider it as a either-or: if you pass away, it goes to Ponzi, if she passes away, it goes to you. Don’t get two separate policies, but one policy that covers both of you either direction.