What Will you do with Your Tax Refund?

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My Uncle Sam just called. The day this video was recorded was April 15th… Tax Day here in America. Let’s say after I paid in taxes I deserved a refund! What am I going to spend that money on? What are you going to spend yours on? Here are some ideas I put together that I think are pretty good.

• Hardware Upgrades Why not buy that new RAM you’ve been waiting for? What about a new Hard Drive? It’s always a good time to buy new hardware, but there’s no better time than when you have that check in your hand. You could then donate your old hardware somewhere, and use it as a tax writeoff next year. Or, sell it online and make a bit more money!
• Invest it! Why not throw your money into a six month CD at your local bank, and leave it in there for a year! This is just an example. You may want to find something with a higher interest rate. Then next year when you get your next refund, withdraw this year’s money… leave the interest… and invest the new tax check.
• Buy a subscription Buy some kind of subscription that will last a whole year. It could be a software subscription, music, magazines… just something that will happen for a year, and remind you on a regular basis what you spent your money on.
• Register a piece of software Let’s say there’s a demo on your computer that you have used all the time and enjoy. Why not register it finally? Or what if it’s Freeware and you use it a lot? Why not donate some money to the tool’s creator?
• Stick cash in your Car Why would you do this? You never know when you’ll need it. Hide it somewhere in the trunk, or under a seat. What if you’re stuck somewhere that actually doesn’t take credit or debit cards? You’ll be thankful to know you always have money in the car. Also, you can hide small amounts of cash in your home. This can be an “emergency” cash stash. You never know when you might need cash, and the bank just isn’t open.

So what are you doing with your tax check this year? Leave me a comment follow-up to this video, or send an email to me at chris@pirillo.com

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