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Vacation Credit Card Tips

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Ponzi and I just returned from a vacation in Hawaii. Credit cards can be a blessing… or a curse. Here are some tips we came up with when going on vacation, and using your credit card.

  • Check with your Credit Card company for any discounts for travel and accomodations during your planning stages. Many CC companies offer discounts and help with the planning.
  • Bring as few cards as possible. Only bring what you need and know you’ll have to use. We usually bring both MasterCard and American Express… in case one or the other isn’t taken somewhere.
  • Designate a single place for all paperwork and receipts you might have. Everything that you sign or buy, put in that place. At the end of the trip, you have all the paperwork in one place, and it’s easier to reconcile.
  • If you’re traveling out of the country, it’s best to notify your card company ahead of time. They may automatically assume your card is stolen or lost.
  • Write down important numbers, or make copies of the front and back of your credit card… along with your ID and passport. It will have numbers and important information on the copies, in case you lose your credit card.

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30 Comments

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Never mind, was just me, sorry. HAHA.

yeah move over chris..ahahaha

i watch your shows but keep forgetting to comments on them,.. now what are you at?!? Livewire- :P

I think He is tired because they had sex all night.

What’s up with the erosion sound?

lol it was my bad, it looked like I was the first :D I do fail…

i didn’t kno panzi was of the azn decent…….interesting…..

Matthew Hutchinson

January 23rd, 2008
at 9:08pm

Just an FYI about the fourth bullet point..

When phoning your card company, it’s not necessary to give them your itinerary unless they ask for it. Just tell them you’ll be traveling abroad, when, and for how long.

Love the hair Ponzi, quite attractive!

It is also advisable to let your credit card company know if you’ll be taking any extended vacation in the U.S. I recently had a security block put on my credit card after spending several weeks on the road.

Check with your banking establishment about charges for using your card abroad. Also check about charges for using ATMs abroad. If your establishment doesn’t charge a fee for using ATMs when traveling abroad then only exchange enough dollars to the visiting country currency to get you settled in. Then get local currency from ATMs. Banks charge a percentage above the international rate for exchanging currency. When you get cash from an ATM the exchange takes place at the international level and gives you the international exchange rate. I have been in the USAF for 23 years and traveled all over Europe. I have saved as musch as $250 on a vacation using ATMs rather than banks to accomplish my currancy exchange.

wow crucify me for calling someone asian……

the chick looks like a plus size xxx star.

Ponzi you sure like to smile alot.

i would tottaly tap that 2

We are traveling to Denmark and Norway. Should I use Visa Credit card or a debit card? Where will I get most value for my $ exchange?

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