PayPal Fraud Protection
James Scott just caught the eBay Fraud Victim tale I shared a few weeks back:
I have witnessed firsthand PayPal taking $427 from a seller’s bank (checking) account and refunding just $200 to the buyer, stating to the buyer that the $200 was all that could be recovered. I was the buyer. If the seller and I hadn’t been communicating, neither of us would have known what was going on. In this particular case, a claim was filed (by me — the seller hadn’t communicated and I was worried about not getting what I’d paid for); however, I *did* eventually get what I’d paid for, but not until after PayPal had processed the claim. I got $200 in my account; the seller told me she’d had $427 taken from her checking account.
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