The subject came up at the dinner table the other night: were Ponzi and I respectively covered for life insurance. It’s been a while since we looked, actually. Haven’t really updated our records (or wills) since… I can’t even remember. I asked my LinkedIn contacts what they thought the best online resources were for getting reliable quote for life insurance rates, just to see if we’re missing out.

Pradeep Audho

Chris, the most reliable would be if you go through the application/underwriting process – application form, blood test, urine test, height/weight etc…plus, they usually require your medical records from your doctor. When they are done with the underwriting process, they will provide you a definitive answer. I assume you are looking for term life insurance? Try these…I have heard good things about them. http://www.term4sale.com/ or http://www.insureme.com/ – Good Luck!

Kim Garretson:

I like Consumerist’s list when you search ‘life insurance” there.

Michelle Ogden

Chris, without a full Medical review it is sometimes difficult to know FOR SURE which category you fall into. I always recommend an Independent Insurance Agent in order to get a quote from a variety of providers. Once you decide on the provider you can move forward with the underwriting process. Your lab work may put you into a better category (i.e. super preferred) where you may have been quoted Standard. Make sure you ask if they underwrite for the best possible class regardless of what the agent quoted you. Also I highly recommend Term Insurance in lieu of any other type of insurance. Hope this helps! http://www.danatheinsurancelady.com/

Where to Find a Good Life Insurance Quote