Is There such a Thing as Internet Insurance?
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Sam writes: “My question that I wanted to ask is for someone like yourself who has a real identity online… do you insure yourself against things like Defamation as you are being broadcast live? I mean if you were talking to your wife in another room about how you thought the snack food you were eating tasted icky you would be then open to a lawsuit for Defamation.”
If there was any kind of insurance, it would likely be tied into an Errors and Omissions policy. Since I am streaming live, anything can and will happen. It’s live! I’m much more cognizant now of things I am doing and saying. There are times I can be a little more human that what people expect of me. Could I be sued for saying that something tastes like junk? Well, I’m sure I could.. but it’s unlikely. Unless I state it is fact that something tastes nasty, then yes. A company could try to sue me for damages. However, if I just tell you that my opinion is that it’s yucky… then there’s nothing a company can do. As long as what I’m saying isn’t presented as fact, I’m ok. I’m no lawyer, certainly… but that’s the way I understand it.
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