Is There such a Thing as Internet Insurance?
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Sam writes: “My question that I wanted to ask is for someone like yourself who has a real identity online… do you insure yourself against things like Defamation as you are being broadcast live? I mean if you were talking to your wife in another room about how you thought the snack food you were eating tasted icky you would be then open to a lawsuit for Defamation.”
If there was any kind of insurance, it would likely be tied into an Errors and Omissions policy. Since I am streaming live, anything can and will happen. It’s live! I’m much more cognizant now of things I am doing and saying. There are times I can be a little more human that what people expect of me. Could I be sued for saying that something tastes like junk? Well, I’m sure I could.. but it’s unlikely. Unless I state it is fact that something tastes nasty, then yes. A company could try to sue me for damages. However, if I just tell you that my opinion is that it’s yucky… then there’s nothing a company can do. As long as what I’m saying isn’t presented as fact, I’m ok. I’m no lawyer, certainly… but that’s the way I understand it.
There are times when I wish I had muted before something was said or done. In fact, just the other day, I had Showtime playing on my desktop while I was out of the office. Granted, it was postage stamp sized… but something came on that was extremely NOT appropriate. Thankfully, Kat called me right away, and I went up to shut it off. I wasn’t intentionally trying to broadcast something offensive, it just happened. I know people get upset with me when I can’t interact with you all as much as you’d like. Please understand that I am exceedingly busy right now, with many projects. I appreciate the support from all of you.
But as far as I know, no. There is no “internet insurance” available. I do my best to live life so that I have no regrets. Broadcasting live is no different.
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