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I'm Debtless

This morning, I'm a free man. Gretchen wandered into the living room last night with the checkbook and asked if I'd do the honor; I signed the sheet that would officially release me from the grasp of student loans forever. You see, I was too sober to get pity grants, too dumb to get scholarships, and my parents were too rich (on the books) for me to get any “free” money. And so I scribbled my name on the right-most line, leaving only this phrase in the Memo section: “Kiss my ass.” I'm sure the check will get cashed, regardless. To this day, I've yet to use that English Education degree. The BA was pure BS, but what I gained outside of the classroom will continue to shape my life until the end of my days on Earth. Or Mars, depending on if we colonize it before I shuffle off this mortal coil.

31 Comments

I'm glad to see that I'm not the only one with a useless English Degree. At least yours was a BS. Try a BA with an emphasis on Brit Lit Pre -1400. I drank too much and played on those MUDs too much to have gotten much else…
Congrats on getting the loan paid off.

congratulations! :)

Cheers to you baby!!!
I'm down to 3000 on mine can't wait till I get to write kiss my *** on the memo line too :)

Same here…I have a BA with a major in Phsycology. I've never used it. Only on friends for good…never evil purposes. *wink* Congrats on the loan Chris……one less thing to worry about. It must be satisfying.

Congratulations Chris!

Congrats! But, your entry title of “I'm Debtless” makes it sound like you are actually free of all debts… and if you are, that's SO MUCH BIGGER than just the Student Loan thingy!

Mine's getting larger - it's now £1900 (about $3000) and I still have at least 4 £950 payments to come :(.
Hopefully a BSc(Hons) in Internet Computing will be slightly more useful.

ya know, it seems less and less relevant to have a degree these days… it seems more like a personal goal than anything. If Bill Gates is a college dropout, why can't I be? ;)

Congrats, man! Another 20 years and I'll be able to say the same about my '88 Chevy van. :)

If it's any consolation, my Bachelors of Science isn't going to be worth much either.
Additionally, my med school is going to suck the money right out of my arm.
I may leave (finally) college when I'm 25, but I'll still be in debt until I'm 30, easily.

what is this 'money' thing you are talkig about?

Well after taking classes like Intro to CIS I&II( Pascal), Structures Dynamics and Assembly on the 8088 chip to achieve my CIS degree in the early 90’s. I saw myself competing with dropouts who somehow got “certified�. I remember being interviewed by the folks at Canon, who knew nothing about the position they where hiring for (I can program the machine, they plug in the cables). So now I’m a banker, and I’m glad.

why am I typing like I got a cold?

BS..BA..what are those? I have an associates degree and a nice letter from the University saying I can't go there anymore. Yet I still owe 5000$. Congrats. If anybody wins the lottery anytime soon, let me know. :)

congratulations im planning on going back to university into engineering time to get myself into debt ;)

Chris, atleast you are young enough to enjoy being free on college loan debt. My wife has a BA in English (yeah, and she using it just as much as you are) and we just now paid her loan off. I was lucky. My family was too poor and I was smart(?) enough to get scholarships.
And who would have thought a BS in Computer Science would have been useless. I having to get a BS in IT just to keep up on the job.

I still owe about $3000 on mine, but then again my payments are only $60 a month.
Now if only I could whittle away at my consolidation loans then I would be a happy man.

I remember that moment. That check. That liberation. Took quite a few years for me. Back then The California Student Loan Foundation. Hmmmm. Now, when you tear up all your credit cards except the American Express, you're in true liberation. Baby steps, Chris. Baby steps.

Chris is no longer a student loan guy huh? Glad to hear it Chris, keep it up and you can own your own house one day. :D

Congratulations !!!
I understand what you mean about the degree not in accordance with your job. What bothers me, is that regardless whether you can do something (and do it well), without showing a piece of paper that shows you spent a fortune to get that piece of paper, no one wants to talk to you. What a racket!

Congratulations, I know how good it felt when I paid off mine (I'm not that senile that I don't remember). By the way, I doubt that your education was a waste. It has probably served you in your current enterprise in ways you don't even realize yet.

As one who is still incurring truely massive ammounts of debt in school, I kindly invite you kiss >>my<< ***. =)

I know how you feel. It feels great doesnt. One better, when you have paid off yours and your children. What a relief. I can live again. No more Sallie Mae

CHEERS!!

Shannon, we already own a house. :)

Awesome! I am very glad to hear that the student loan is no longer around to haunt you at night! ;) Enjoy the freedom you get from it Chris and Gretchen, it probably won't last…credit cards, car payments, mortgages, etc…bah, it never ends!

Cool!! Aren't you the lucky one!!! LOL! Congrats!! I didn't go to college 'till late in life and still owe 18K!! I got a degree and some Microsoft certs and still cant find a decent job!! Glad that someone could get outta that “debt hole”!

What's this, Gnomedex 30 on Mars? =) Congratulations Chris!

I don't ask the student loan folks to kiss my ***. It was the only way I got through college! I worked every semester and over summers, my folks paid some bills, my grandfather had wisely put a small sum in an account when I was born which paid about 25% of my fees, and I got a ton of grants: about 50% of my education paid for through need-based scholarship.
So when I paid off my student loans a few years ago, I thought, how great this program exists. Who should kiss your ***? The people who set up a subsidized guaranteed loan program? The banks who were making sub-par returns? The admissions officers?
There's no faceless student loan gnome or trolL!

Congrats, Chris. I remember the last check I wrote (the first time and the second time). However, I agree with Michael about the fix being in. I had been working on computers for 7 years as an educator but did not have the piece of paper that said so; therefore, I had to go back and get a degree to prove to the personnel people that I was qualified to do what I had been doing. Looks like you found your way clear of all this by starting your own racket!

Right on man. B.S in Tcomm has got me know where, other than $29,000 in debt. Being paying trying to pay it off since 1999. Wont be until Dec 16th 2009 until its payed off. Cant wait.

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