How to Save Money
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I love saving money. Don’t we all? I’d rather save it than spend it. My wife, on the other hand, likes to save… spend… make… and even invest money. Of course, most of her investments are in shoes. GTPeach sent in her top five tips for saving money.
- In investing, never spend more than you can afford to lose. The markets are volatile, and you could be in trouble.
- Discern what you really need from what you think you need. It could save a lot per month. Do you really need that meal out? Can you honestly say you need that $4.00 cup of “coffee” from Starbucks?
- Set up a budget. Designate columns for expenses, savings and needs. Then… stick to the budget!
- Plan your shopping list before you go. Decide what you need, and how much you’re really willing to spend on those items. Keep in mind that often the brand names aren’t always better… but they are more expensive. Always eat before grocery shopping… you know as well as I do how much more junk you’ll buy if you are hungry.
- Set money aside for savings from each paycheck. Even $20.00 per week adds up to a good chunk over time.
Anyone else that has legitimate financial advice, or credit advice… I’d LOVE to have them, and share them with everyone.
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23 Comments
SocioBiblog
February 5th, 2008
at 8:50am
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February 7th, 2008
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Bartsphoto
February 4th, 2008
at 1:26pm
first comment good video
KilleRubberDucky
February 4th, 2008
at 1:30pm
Fantastic video. Keep it up! Congrats on 1000 videos!!!!!!!
omgnah
February 4th, 2008
at 2:13pm
hum… i gotta try some of those tips!
aloo20
February 4th, 2008
at 4:48pm
Everyone loves to save monies. Thanks for the tips.
XxNickChuaxX
February 4th, 2008
at 5:56pm
Your dog is so cute, what breed is he?
Pago
February 4th, 2008
at 11:50pm
Well…saving money is really not that difficult. Instead going to grocery stores; surfing for cheap products, take some time flipping through flyers. Look at the prices and then compare them with other stores. If you’re looking forward to buy something you want, plan weeks before hand so you can find the best prices from the stores. Large retailers always have savings from time to time. In the end, you’ll be amazed by how much the differences are. This is just one of the many ways to save money. But before you knew it, reading through flyers may become a hobby. =D
podcastbard
February 5th, 2008
at 6:51am
never underestimate a great pair of shoes :)
podcastbard
February 5th, 2008
at 6:59am
keep your base expenses low ( rent, food, cable, broadband,…) and budget the rest for goodies like shoes, vacations, gadgets, savings, investments,…)
ArcticPurifier02TA
February 5th, 2008
at 11:09am
his screen savers trippin me out xD
KingHuman
February 5th, 2008
at 4:40pm
Shoez are an investment cuz they pay divendz in toejam
Plasticdolly69
February 5th, 2008
at 4:42pm
Are you trying to break the record on how many damn vids you can upload in one weeks time? FFS
GlennWolsey
February 5th, 2008
at 5:48pm
He does five per day. Period.
email2vl
February 5th, 2008
at 11:12pm
Another good way to save money is to take advantage of any coupons you can find, whether it is online or offline.
shanedk
February 6th, 2008
at 6:51am
For investments, keep them balanced. Stocks, bonds, gold, and cash. For stocks, do an S&P500 or something, not individual stocks, and for bonds do a negotiable bonds account, not individual bonds. Have real gold–as in bullion, not gold stock, and a money market should do for cash.
Yes, markets are volatile, but not all at the same time. When one goes down, another goes up. This portfolio should be robust no matter what the economy does.
Strifezilla
February 6th, 2008
at 7:26am
We can see the period at the end of the sentence you dont need to type it out
ryandoe11
February 16th, 2008
at 3:10pm
Chris Pirillo’s iphone number is 888-472-0604
TruthJockey
February 25th, 2008
at 9:58am
I’d advise against most Wall Street investments — unless you’re in the inner-core. The DJIA is not a true index…you never see the companies crash and burn, you only see them flying high. Remember the DJIA is only a small collection of stocks, NOT ALL OF THEM go into that index. Also, the DJIA is calculated in US DOLLARS, the Market is 50% off compared to Canadian Dollars…way off VS Gold (Au), the Euro and most other currencies. Shell Games and Ponzi Schemes…that’s what it’s about.
shanedk
February 25th, 2008
at 10:45am
Yes, try to get a fund that’s as marketwide as you can. And you can also hedge your bets with different currencies, too. Although I’d advise against going to far with that; you can have your eggs in TOO MANY baskets.
cdltpx
April 12th, 2008
at 1:20pm
Based on 45% highway driving, 55% city driving, $3.26 gal 15,000 annual miles and 300K miles. = fuel cost over prius.Then final number compounded 20years@10% .Add that to retirement!
Toyota Prius4 cyl, 1.5 L, Automatic ,48cty/45hy $1061/$21,220=$0./$0.
ScionxB 4cyl, 1.5 L,Automatic,26/31 $1746 $34,920=$13,700/ $92,166
GMC Acadia FWD6 cyl,3.6L, Automatic 6-spd,16/24 $2572 $51,440=$30,220/$203,305
Honda Ridgeline Truck 4WD6 cyl, 3.5 L, Automatic 5-spd,15/20 $2875 $57,500=$36,280/ $244,073
cdltpx
April 12th, 2008
at 1:27pm
I always save reciepts just incase I get home and never use the item. Wal mart takes stuff back if you just are not happy with an item. I have returned things that I didn’t like it when I got it home after trying it out. I use to ride a bike for everything and I would never buy things I didn’t need just becasue I didn’t want to transport it home. I have an electric bike that can serve me if I ever get well enough to ride (bum knee).