Comments on: Help with Bad Credit Loans

By: Daniel Ferguson

Daniel Ferguson — Tue, 11 Sep 2007 00:22:44 +0000

I am one of the poor souls, an Eagle Scout no less, that, due to inactivity of credit cards or loans, has a less-than-par credit score. Basically, all my good credit went away, and the only thing I have on my credit reports is a few lates, caused by unforseen circumstances.

So with that, I have a score that is around 500. Can I get a loan to pay off my debts, purchase a much-needed automobile, and get my credit back on track? No! Is this pissing me off the more I try to find someone to help me out? YES!

It’s sad that a good people, such as myself, get reamed up the ***.

By: Char

Char — Sun, 17 Jun 2007 04:23:15 +0000

This post definately struck a chord with me. I personally feel the best help is self help. I monitor my credit and use Life Lock for myself and my son and this has been working for me and I’ve received less juck mail or better yet temptations for credit and a better credit score w/o overextending myself. I too work on a written down budget.

By: Andy

Andy — Thu, 31 May 2007 06:01:43 +0000

Chris, I hope you appreciate the irony that directly below the post there are 4 google Ads offering large amounts of instant cash to people with bad credit ;)

By: Webomatica

Webomatica — Thu, 31 May 2007 02:22:50 +0000

Seems to me the first step is to realize the “priviledge” of being able to borrow money isn’t real wealth. Second, for real financial advice it’s a good idea to ask someone to whom credit cards and financing everything is an afterthought: someone older, meaning your parents or grandparents, before the credit card even existed in the late sixties. There was a day where people saved money and only bought something when they had the cash to do so, imagine that. While it’s not realistic to expect that for everything, that at least might beat the urge to charge small **** like groceries or dinners out and let the balance fester.

By: Bill

Bill — Wed, 30 May 2007 23:45:20 +0000

“Where else can we turn for true credit help?”
I’ll tell you where I found help. I was introduced to Dave Ramsey by my friend Scott. After hearing him a few times on the radio, my wife and I purchased tickets to his Total Money Makeover live event in Houston. I’m not going into details about his life or methodology as you can find it all on Wikipedia. But it was the “talkin’ to” about money that I never received from my parents.

Needless to say, I shaved my head and drank the cool-aid. We cleaned up our debts. We got on a written budget and started saving money. Now, we actually look forward to walking down the street to get the mail. I know it sounds sappy but, our bank account has never looked better and our marriage has never been stronger and our future has never been brighter.

Some reading this may not agree with his teachings and that’s OK. But like I said above when I talk about what I have learned with people who work in the financial community they reply, “That is very sound financial advise.”

By: TeresaCentric » Being Aware of the Credit Trap

TeresaCentric » Being Aware of the Credit Trap — Wed, 30 May 2007 18:13:03 +0000

[...] Chris Pirillo has been blogging about credit a lot recently, and his most recent post got me really riled up. Because America has a serious credit problem. [...]

By: JDoors

JDoors — Wed, 30 May 2007 17:18:38 +0000

And the collusion between the varius credit companies! It goes something like this; good offer for credit (if only for a brief period — they only vaguely mention that part), you sign up and get their “agreement” (with which you agree to be charged any rate they wish, and agree to any rule they ever make up — Chris, would you sign on the dotted line if one of your home improvement contractors presented you with such an agreement, giving them the right to charge anything they wish and change the terms at any time, for any reason?), the other companies get hold of your information and send you more offers, if you actually USE any of them the rates start to rise and the terms become more onerous (tempting you to consider other options), now you get on the “B” list of crediters who’ll pretend to want to help you manage your credit (but, of course, are only out to INCREASE your debt to their advantage), rates continue to rise, terms become even more onerous (more temptation to accept offers of “help”), if you’re a homeowner your mortgage company will begin to offer to “consolidate” your debt (using your HOME as collateral), the “C” list preys on you by now, and you’re screwed.

I haven’t got ‘em all figured out yet, but they’ve got it down to a science, that’s for sure.

By: SocioBiblog

SocioBiblog — Tue, 30 Nov 1999 00:00:00 +0000

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By: The Chris Pirillo Show

The Chris Pirillo Show — Tue, 30 Nov 1999 00:00:00 +0000

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By: Credit Debt

Credit Debt — Tue, 30 Nov 1999 00:00:00 +0000

Some consumers desire to make only one payment to one firm for all of their credit cards. Debt Negotiation Debt negotiation is From time to time considered to as debt settlement. This is most times offered to consumers who won’t handle … Help with Bad Credit Loans Related Content:. Credit Score Tips; Free Credit Report? Student Loan Debt; Bad Credit Report Repair; Free Skype Credit; Credit Report Tips; Student Loan Solutions; Your Passport; Pay Off Student Loans; The Scoop No Longer Exists.

By: bad credit loans

bad credit loans — Tue, 30 Nov 1999 00:00:00 +0000

links: First, using credit score to base a personâs financial ability is DUMB. More and more companies are doing it for mortgages, insurance, to rent an apartment and even job applications! There are some people who have a credit score of zeroHelp with Bad Credit Loans[Technorati] Tag results for bad+credit+loans Posts tagged with “bad+credit+loans” on Technorati