Comments on: Free Credit Report?

By: Michelene

Michelene — Tue, 30 Sep 2008 18:27:49 +0000

it’s not free at all on free credit report dot com. What a scam. You have to send your credit card and pay for whatever they are asking you to pay for. Falsely advertised.

By: kim

kim — Thu, 11 Sep 2008 15:35:11 +0000

your right free credit report is not free at all,
they charged me a fee and when i called to cancel they gave me a hard time.
what a waste of time.
they are really money hungry.

By: Jeff

Jeff — Wed, 16 Jul 2008 15:49:13 +0000

I ordered mine from spendonlife.com and it worked out well. I got my report and score then canceled right away. I tried annualcreditreport.com but I really wanted my score and I didn’t want to pay for it like the credit bureaus ask you to.

By: Blake

Blake — Mon, 19 May 2008 13:42:21 +0000

I realized last week i had a charge from some weird code name, so i googled it and found it was Freecreditreport.com. I called before work today to cancel, but they lady just talked AROUND the request, and said that she had given me a free report for this month and i would have to log in and check it first, and on top of that she said i i could call back and request my cancellation after this months billing period had passed. I had to call twice to get them to cancel. They must be hard-up for cash to try those kind of tricks

By: Cody

Cody — Thu, 15 May 2008 08:39:37 +0000

And I find it funny, on a page that was made to rag on this site, how it is advertised with a hyperlink on the bottom of the page….(8

By: Cody

Cody — Thu, 15 May 2008 08:38:00 +0000

This site isn’t that bad, as long as you use it, and get out. It can easily be free as long as you’re not a moron and forget to cancel your membership. I just sent them an email saying “Please Cancel” and I got a reply back within 10 minutes… Right away, they tell you that you will be charged monthly if you don’t cancel within the trial period…Pretty simple stuff if you ask me…

By: Vodor

Vodor — Thu, 08 May 2008 03:27:29 +0000

There is no reason to join some credit reporting service. Everyone can look at their credit report by going to the 3 major credit reporting agencies and downloading their own report. There is no service charge if you check once a year. The only people who get charged are those who think they have to look at it every day.

By: Nichole C

Nichole C — Sat, 26 Apr 2008 01:06:08 +0000

Everytime you check your credit it takes it down a couple points. My dad had his credit checked 3 times by a dealership to buy a car and it lowered his credit so much that he had to take a higher interest rate.

By: Kenny

Kenny — Sat, 16 Feb 2008 00:49:31 +0000

They make canceling your membership a task. They don’t provide you a way to just click a button to cancel your membership. You have to deal with pushy representatives over the phone that give you all this information whether you like it or not, after you have waited 5 minutes on hold of course.

**TIP** Just say, “I would like to cancel and you will be wasting both of our time trying to talk me out of it.” Straight and to the point.

By: helper

helper — Tue, 12 Feb 2008 14:48:13 +0000

From their FAQ:
“To cancel, please contact Customer Care at 1-877-481-6826.”

By: Richard Tomlinson

Richard Tomlinson — Wed, 06 Feb 2008 21:35:05 +0000

FREE CREDIT REPORT.COM is NOT free!

What happens is they sucker you into giving your credit card number, like it will help you figure out your credit score.

Then they have a hidden clause in their ToS which charges you 15 dollars a month, without asking for your permission, or telling you as you enter your credit card number!

They’re crooks, plain and simple. Anyone who is out to charge you money should have to state that they are charging you as you enter your credit/debit information, and how much that charge will be. Not just hidden in their ToS

By: christ

christ — Wed, 06 Feb 2008 05:59:09 +0000

You are SO right, with this one. But, I have to admit the commercials are funny!

By: Gern Blandston

Gern Blandston — Wed, 25 Jul 2007 12:51:45 +0000

So can anyone tell me whom to call or what to do to get a truly FREE Credit report as the government has promised? I don’t want to give my credit card info over the internet at ALL, and I would rather find out where to call or write to get the much needed info. GERN at POB 305,
IRMO, SC 29063, thanks for your help in advance

By: Jennifer

Jennifer — Thu, 28 Jun 2007 02:22:03 +0000

You are definitely right about the annualcreditreport.com site. It’s the best, but only if you want to view your report… not your score (i believe…). Be leary of the other sites out there promising a free credit report AND score… and if you actually DO obtain the score after paying the fee, mark your calendar to cancel the subscription way before your 30 days is up. My suggestion is to print it out as soon as it’s displayed. Some sites will only allow you to view it once… it’s not saved for future viewing.

hope this helps…

By: Heather

Heather — Tue, 26 Jun 2007 20:26:47 +0000

OH yeah… one other thing I forgot to mention. when you people want to threat to report it to the “BBB” (better business bureau). make sure you do your research. this company is PART of the BBB and their grade is an A!! so… hmmm… OBVIOUSLY something is being done right. what do ya think?